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Privacy Policies

We Keep Personal Information Private...

And We Limit Our Use Of Personal Information you may provide in visiting our site which falls into two broad categories: personally identifiable information, and aggregate information. “Personally Identifiable Information” is information that can be used to identify or contact you, such as your name, email address, or mailing address. “Aggregate Information” is information that does not identify you, and may include, for example, statistical information concerning the Web pages on our site that users visit most frequently. Our Privacy Policy governs both categories of information. The information we receive depends upon what you do when you visit our site, as detailed below.

We do not share with unrelated third parties any Personally Identifiable Information you provide to us. By “unrelated third parties” we mean anyone who is not directly involved in the maintenance or running of our site, or not involved in fulfilling requests you make at our site. We use Personally Identifiable Information you provide to us when you visit our site strictly for the purposes for which you have provided it. DUE TO THE NATURE OF THE INTERNET AND DEVELOPING TECHNOLOGIES, WE CANNOT, HOWEVER, PROVIDE ASSURANCES AS TO THE SECURITY OF YOUR INFORMATION, AND SBICAmerica EXPRESSLY DISCLAIMS ANY SUCH OBLIGATIONS.

Exception To Our Privacy Policy

There is an exception to our Privacy Policy in that it may be necessary for SBICAmerica to release or use Personally Identifiable Information if we in good faith believe it is appropriate in connection with legal proceedings, or in response to a subpoena, warrant, court order, levy, attachment, order of a court-appointed receiver, or other comparable legal process, including subpoenas from private parties in a civil action.

Correcting Information; Opting Out

If at any time you would like us to update or correct Personally Identifiable Information you have previously provided to us, feel free to contact us via this website, and we will update or correct your Personally Identifiable Information to the extent your request does not compromise our privacy policies. In addition, if you request, we will use commercially reasonable efforts to remove your name and Personally Identifiable Information from any database(s) we may maintain. Please understand, however, that it may be impossible to remove this information completely, due to backups and records of deletions. If you with to remove your name from any database(s) we may maintain, please notify us in writing to this effect by using this website's contact forms.

Use Of “Cookies”

We may collect Aggregate Information about your use of our site through cookies and similar Internet technologies. “Cookies” are small pieces of information that a Web site transfers to your hard drive, where it is stored by your browser on your computer’s hard drive for record-keeping purposes (such as storing user preferences). If we use cookies, they do not collect or retain your name or other Personally Identifiable Information. If we use cookies, we will treat all information that may be collected through cookies and similar Internet technologies as Aggregate Information. In addition, no third parties are permitted to use cookies we may create at our site for their own purposes. Please be advised, however, that sites you link to from our site may use cookies. You should read and understand the privacy policy of the site(s) you link to in order to determine whether and how a particular site uses cookies. Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. Please consult the help section of your Web browser software to learn how to do this.

If You Visit Our Site To Browse Or To Read Or Download Information

We may collect and store: the name of the domain name and host from which you access the Internet (for example, aol.com); the Internet Protocol (IP) address of the computer you are using; the browser software you use and your operating system; the date and time you access our site, and other activity on our site; and the Internet address of the Web site from which you linked to our site. If we collect this information, we use it for system administration, to measure the number of visitors to our site, to improve site performance, to help us make our site more useful and/or to gather broad Aggregate Information. We do not link an IP address to Personally Identifiable Information, meaning that a user’s session will be logged but the user remains anonymous to us. If we do decide to link any aggregate information, or your IP address to your Personally Identifiable Information, we will treat the resulting information as “Personally Identifiable Information” for all purposes under our Privacy Policy contained herein.

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